Youth and teenSavings
Ocean State Credit Union’s youth and teen saving programs help educate children and young adults about the importance of establishing good saving habits, as well as overall financial literacy.
Pathway Youth Savings Account
For children up to age 17
Help your child start strong with a Pathway Youth Savings Account. Designed for young savers, this account makes it easy to build good financial habits early. It is more than just a place to save—it’s a steppingstone toward financial confidence and independence.
It’s a simple way to get started!
It’s more than just a savings account—it’s a pathway to financial confidence.
- Joining is FREE. Just deposit $5.00 to get started
- Ages 0-17
- Can be linked to student checking account at age 13
**Account must be opened with a parent or guardian over age 18. Must present Social Security Number Proof and Birth Certificate.
Current Share and Statement Savings Account Rates
| Product | Term | APY* | Interest Rate | Interest Paid | Minimum Deposit to earn APY |
|---|---|---|---|---|---|
| Pathway Youth Savings Account | None | 0.15% | 0.14992% | Quarterly | $10.00 |
Rates effective as of March 16, 2026